Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years

If your insurance claim was denied in Tampa, do not accept that answer without a second opinion. Insurance companies tell accident victims their injuries are not covered or that the policy does not apply more often than you might think. But coverage is not always as simple as they make it seem.

What to Do When Your Insurance Claim Is Denied in Tampa

Between uninsured motorist policies, multiple vehicles, and layered coverage, there are often options that insurance companies do not explain to you. What you are told upfront is not always the full picture.

If you have been told your case is not covered, that does not mean it is true. It means you need a second opinion.

At Michael P. Maddux, P.A., our team works with accident victims whose insurance claim was denied in Tampa and throughout Florida, looking beyond the initial denial to identify every coverage option available. Do not walk away from a case based on what an insurance adjuster tells you over the phone.

Call Michael P. Maddux, P.A. at (813) 253-3363 or contact us online to get started.

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years

If your insurance claim was denied in Tampa, you are not alone and it does not mean your case is over.

What Are the Most Common Reasons Insurance Claims Get Denied in Florida?

Insurance companies deny valid claims every day. They are not looking for reasons to pay you. Instead, they are looking for reasons not to. Common technicalities they use to justify a denial include gaps in medical treatment, recorded statements that can be taken out of context, and insufficient documentation. Even when their own insured is clearly at fault, insurers will look for any opening to reduce or eliminate what they owe you.

Gaps in treatment, recorded statements, and lack of documentation are among the most frequent reasons insurers use to deny otherwise valid claims.

A denial does not mean your case is over. In many situations, once an experienced legal team steps in and properly presents the evidence, the outcome changes.

At Michael P. Maddux, P.A.our team reviews claims when an insurance claim was denied in Tampa and throughout Florida. We help accident victims understand their options. If your claim was denied, let us take a second look.

Call Michael P. Maddux, P.A. at (813) 253-3363 or contact us online to get started.

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years

Florida drivers need uninsured motorist coverage more than most people realize until after an accident occurs. This is one of the most important protections you can add to your auto insurance policy.

Why Florida Law Makes This Coverage So Important

Florida does not require drivers to carry bodily injury liability insurance. This means the driver who causes an accident may have little or no coverage available to compensate you for medical bills, lost wages, or pain and suffering.

Uninsured motorist coverage helps protect you in these situations. It steps in when the at-fault driver cannot fully pay for the damages they caused. This coverage can be one of the most valuable protections in your policy.

Reviewing your coverage and making sure you have adequate UM protection can make a significant difference if you are ever injured in a crash. If you have questions about your uninsured motorist coverage, our office can help.