Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years

Insurance companies don’t always get it right the first time. Even when liability appears clear, claims are frequently denied. But a denial isn’t the end of the road, it’s often where the real work begins.

When our team steps in, we take a deeper look. We conduct our own investigation, gather and organize the evidence, and present a compelling case insurers can’t ignore. More often than not, that shift in strategy leads to a change in position and meaningful negotiations.

A denied claim doesn’t mean your case lacks value. It means it hasn’t been properly fought for yet.

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years

Our firm recently obtained a successful result for a client who was initially blamed for a motor vehicle crash in Hillsborough County. At the scene of the accident, law enforcement issued our client a citation, and the insurance company relied on that citation to deny liability.

We challenged the citation in traffic court and successfully had the ticket dismissed, clearing our client of fault. Despite this outcome, State Farm continued to deny responsibility even after receiving our demand package.

As a result, we filed a lawsuit against both the driver and the vehicle owner and moved the case forward through litigation. Through continued advocacy and persistence, State Farm ultimately reversed its position, tendered the full bodily injury policy limits, and reimbursed our client for out-of-pocket property damage repairs.

This case serves as an important reminder that a police citation at the scene does not always determine liability. When insurance companies refuse to accept responsibility, pursuing the case aggressively can make a meaningful difference for injured clients.