Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Do not accept that answer without a second opinion. Insurance companies tell accident victims their injuries are not covered or that the policy does not apply more often than you might think. But coverage is…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years If the insurance company is calling you with a settlement offer within days of your accident, that is not generosity. That is a strategy. Insurance companies move fast after accidents for one reason: they want…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years If your insurance claim was denied, you are not alone and it does not mean your case is over. Insurance companies deny valid claims every day. They are not looking for reasons to pay you.…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Yes. And insurance companies are counting on you not to know that. Insurance companies regularly argue that low vehicle damage means no real injuries. That is simply not true. Herniated discs, soft tissue injuries, and…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years At Michael P. Maddux, P.A., professionalism is not just an expectation, it is a guiding principle that shapes how we serve our clients, interact with colleagues, and uphold the integrity of the legal system. Recently,…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Personal Injury Protection (PIP) coverage is not just an optional add-on in Florida, it is required by law for all drivers. As a no-fault state, Florida mandates that your own insurance policy provides coverage for…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years While Bodily Injury (BI) coverage is not always required for every driver in Florida, it is an important form of protection that should not be overlooked. If you are found at fault in an accident…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Using your vehicle for rideshare or delivery may seem straightforward, but it can create serious coverage issues if your insurance company isn’t informed. Many policies exclude “for-hire” driving unless it’s properly disclosed and added to…
Continue reading ›Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years It catches many people off guard: a police officer determines the other driver was at fault, yet the insurance company still refuses to accept liability. While police reports are valuable, they are not the final…
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