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What Happens When Florida PIP Benefits Run Out

Michael P. Maddux, P.A. Team
Florida PIP benefits infographic explaining the $10,000 coverage limit, medical expenses, lost wages, and legal options after an accident.

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years

What happens when Florida PIP benefits run out is a question every accident victim should understand. Florida’s Personal Injury Protection (PIP) coverage provides up to $10,000 in medical and wage loss benefits after a motor vehicle accident, regardless of who was at fault.

Why PIP Benefits Often Fall Short

This coverage can help with initial expenses, but serious injuries can quickly exceed that amount. Once PIP benefits run out, accident victims may need to rely on other insurance coverage or pursue a claim against the at-fault party to address remaining medical bills, lost income, and other damages.

Understanding how PIP benefits work and what happens when they run out is important for anyone involved in a crash. Exploring all available legal options can help ensure that accident victims receive the full compensation available under Florida law. If your PIP benefits have run out, our office can help.

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