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Articles Posted in Blog Posts

Why Was My Insurance Claim Denied in Tampa?
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years If your insurance claim was denied, you are not alone and it does not mean your case is over. Insurance companies deny valid claims every day. They are not looking for reasons to pay you.…

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Can a Minor Car Accident Cause Serious Injuries in Tampa?
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Yes. And insurance companies are counting on you not to know that. Insurance companies regularly argue that low vehicle damage means no real injuries. That is simply not true. Herniated discs, soft tissue injuries, and…

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Professionalism in Practice: Reflections from Recent Legal Seminars
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years At Michael P. Maddux, P.A., professionalism is not just an expectation, it is a guiding principle that shapes how we serve our clients, interact with colleagues, and uphold the integrity of the legal system. Recently,…

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Why PIP Coverage Matters in Florida
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Personal Injury Protection (PIP) coverage is not just an optional add-on in Florida, it is required by law for all drivers. As a no-fault state, Florida mandates that your own insurance policy provides coverage for…

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Why Florida Drivers Should Carry Bodily Injury Coverage
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years While Bodily Injury (BI) coverage is not always required for every driver in Florida, it is an important form of protection that should not be overlooked. If you are found at fault in an accident…

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Rideshare and Delivery Driving: Tell Your Insurance
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Using your vehicle for rideshare or delivery may seem straightforward, but it can create serious coverage issues if your insurance company isn’t informed. Many policies exclude “for-hire” driving unless it’s properly disclosed and added to…

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Police Said They Were at Fault. Why Won’t Insurance Pay?
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years It catches many people off guard: a police officer determines the other driver was at fault, yet the insurance company still refuses to accept liability. While police reports are valuable, they are not the final…

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Holding Government Agencies Accountable for Negligence
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Claims against government agencies are often met with resistance. Denials, complex procedures, and strict deadlines can make these cases feel out of reach. But a denial doesn’t mean the case lacks merit—it means it requires…

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Hit and Run Accident? Your Case May Not Be Over
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years A hit-and-run accident can leave you feeling stuck, especially when the other driver disappears. But even limited information can be enough to move a case forward. We’ve handled cases where just a partial license plate…

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Insurance Claim Denied? Your Case Isn’t Over Yet
Michael P. Maddux, P.A. Team

Reviewed by Michael P. Maddux, Esq. | Board Certified Criminal Trial Lawyer | Florida Super Lawyer for 16 Consecutive Years Insurance companies don’t always get it right the first time. Even when liability appears clear, claims are frequently denied. But a denial isn’t the end of the road, it’s often where the real work begins.…

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